Trauma Insurance for Woman
Trauma Insurance for Women
Just ask yourself this question. "How important am I to the family unit?"
The scary statistics are that 68-86 per cent of all Australian Women are currently underinsured
Another question is, have women made truly informed choices about the level of risk they are carrying?
As breadwinners, we all know that there are only so many ways to carve up the family dollar. But there are things that most families are quite prepared to spend money on take-away dinners, entertainment, holidays and so on.
While those lifestyle choices are perfectly valid, we need to consider what would happen to the family lifestyle if Mum was no longer around or if she was no longer earning an income.
One of the particular problems confronting women is that they are more likely than men to work part-time and/or from home and that often makes them ineligible for income protection cover.
Although it is not a perfect solution, a trauma insurance product could do the trick.
A number of insurance providers now have in place Trauma insurance products specifically designed for women.
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This will provide the usual benefits that a standard life insurance contract can cover. But it can also provide unique Female Crisis Assistance Benefits which provide a lump sum for a range of female specific conditions such as:
- Carcinoma in Situ of Breast and Cervix - Osteoporosis - Complications of Pregnancy - Facial Reconstructive Surgery - Congenital Abnormalities of Child
When you consider the following statistics on women's health you can understand why this type of cover is so important.
- 1 in 11 women will develop breast cancer in their lifetime - 1 in 143 women develop cervix cancer - 1 in 20 children in Australia are born with a congenital abnormality - During 2001, 65,514 Australians were hospitalised with osteoporotic fractures
The benefits and medical definitions between these contracts vary considerably therefore you should contact us for more information on Women's Trauma Insurance.
* source: Zurich Australia
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